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Mortgage duty

Mortgage

Duty on mortgages will be abolished from 1 July 2016.

The amount secured by a mortgage is the amount of any advance made under an agreement, understanding or arrangement for which the mortgage is security.

Mortgage duty must be paid within 3 months after the date of the first signing the document or the date of an advance.

Rates and thresholds

The current rate of duty is:

Amount secured Rate of duty
$0 – 16,000 $5
Over $16,000 $5 plus $4 for every $1,000, or part of $1,000, over $16,000
Further advances $4 for every $1,000, or part of $1,000 of the amount secured
Last updated: 17 June 2014